Tool
Remittance Fee Comparison
Compare costs of sending money from Japan — find the cheapest way to transfer. No signup required.
Cheapest option for ¥300,000
Wise
Total cost: ¥1,800 · 1-2 days
Save ¥17,700 compared to the most expensive option (PayPal)
All providers ranked by total cost
Wise
Best value★★★★★
¥1,800
total cost
Transfer fee
¥1,800
Exchange markup
¥0
Delivery time
1-2 days
Mid-market rate, transparent fees
Get discounted first transferRevolut
★★★★☆
¥1,800
total cost
Transfer fee
¥1,500
Exchange markup
¥300
Delivery time
1-2 days
Free plan has monthly limits; weekend markup may apply
GoRemit (Shinsei Bank)
★★★☆☆
¥3,500
total cost
Transfer fee
¥2,000
Exchange markup
¥1,500
Delivery time
2-3 days
Japanese bank service; requires Shinsei Bank account
Bank wire (SMBC / MUFG)
★★☆☆☆
¥10,000
total cost
Transfer fee
¥5,500
Exchange markup
¥4,500
Delivery time
3-5 days
Additional intermediary bank fees (¥2,000-4,000) may apply
PayPal
★★☆☆☆
¥19,500
total cost
Transfer fee
¥10,500
Exchange markup
¥9,000
Delivery time
Instant
Convenient but expensive; poor exchange rate
Cost comparison
How to choose a remittance service
For regular transfers, look beyond fees — consider exchange rate transparency, transfer speed, and ease of use. Opening a yen bank account first makes setup easier. Read our Remittance Guide
Disclosure: Some links on this page are affiliate links. YenMate may earn a commission at no extra cost to you. This does not affect our rankings — providers are sorted purely by total cost. Fee estimates are approximate and based on publicly available data as of 2025. Actual costs may vary based on payment method, amount, and current exchange rates. Always verify fees on the provider's website before transferring.